2 Myths Holding Back Home Buyers

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 · 2 Myths Holding Back Home Buyers – Greater Palm Springs Real Estate by Shane zuspan shane zuspan dealdone.com Real Estate Palm Springs rancho mirage cathedral city Palm Desert, Indio, Indian Wells Desert Hot Springs Residential Resale Homes for Sale in the Coachella Valley

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A big factor that’s frustrating potential homebuyers is lack of inventory. However, there’s 2 buyer myths out there that need to be clarified because it may be holding back some potential buyers. These 2 buyer myths are the need for a 20% down payment and the need for a 780 FICO® score or higher to get pre-approved. Let’s debunk those myths.

2 myths holding back home buyers – Urban Institute recently released a report entitled, "Barriers to Accessing Homeownership: Down Payment, Credit, and Affordability," which revealed that, "Consumers often think they need to put more money down to purchase a home than is actually required.

2 Myths Holding Back Home Buyers Freddie Mac recently released a report entitled, "Perceptions of Down Payment Consumer Research." Their research revealed that, "For many prospective homebuyers, saving for a down payment is the largest barrier to achieving the goal of homeownership.

2 Myths Holding Back Home Buyers In Realtor.com’s recent article, "Home Buyers’ Top Mortgage Fears: Which One Scares You?" they mention that "46% of potential home buyers fear they won’t qualify for a mortgage to the point that they don’t even try."

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 · Myth #1: “I Need a 20% Down Payment” Buyers often overestimate the funds needed to qualify for a home loan. According to the same report: 22% of renters and 31% of homeowners believe lenders require 20% or more of a home’s sale price as a down payment for.

Down payments and FICO scores should not be holding you back from owning a home. You may be closer to owning your dream home than you think. Down payments and FICO scores should not be holding you back from owning a home.. 2 Myths Holding Back Home Buyers. Posted by GoGSF | July 19, 2017.

Stop Wondering What Your Budget Is & Get Pre-Approved!. 2 Myths Holding Back Home Buyers · What is Important to Boomers when Selling their House?

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