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Despite their small size, the loans come with a big cost-sometimes as much as 100 percent annualized. As one Nairobian told.

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7 Risks Associated with Subvention Scheme.. How to read Subvention Scheme?. In her CIBIL report, i observed payment default on Home Loan EMI’s. When i checked with her, she told that she bought joint property with her father from builder under Subvention Scheme. In this scheme, builder was suppose to pay EMI for 48 months but he started.

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