Kudos to WSJ for asking the question and getting opposing viewpoints on the answer to the question. I am having trouble containing myself so I thought I better get my thoughts down on paper before I explode. First, the newspaper is asking the wrong question. The right question is "Should High School Students Be Required to Take A Personal Finance Course?” College is too late.
Personal finance education should start early at both home and school. Ideally, personal finance concepts should be taught in elementary, middle and high school, and should continue into college. In mathematics, you start with counting, move on to addition and subtraction, and then move on to division and multiplication.
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Adding courses in personal financial management to a high school’s curriculum has the potential to ease the transition into adulthood regardless of which direction a student’s life may take. The following 3 reasons why personal finance should be taught at the high school level are as enlightening as they are obvious.
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According to the Council for Economic Education’s annual Survey of the States, 17 states in the US now require that students at public high schools take a personal finance class before they.
Miller said courses like Financial Management, BA 321, examine finance on a more advanced and macro level than a personal finance class would. "We don’t really get down to the foundation of it. That would probably be very helpful, even for our business students at an early stage to have some exposure to that," Miller said.
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Students Who Take College personal finance courses May Benefit Greatly. With the current state of the economy, most students could benefit greatly from having college personal finance courses offered to them. Unfortunately, a good majority of students when beginning their secondary education are without any knowledge of how to manage their money.
Annamaria Lusardi argues that financial literacy is essential for people to survive and thrive in today’s world. lauren willis says courses miss the real issues people face.
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